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BEWARE

Of ads offering "gold" or "platinum" cards without identifying whether its a visa or mastercard. Many of these offers are for nothing more than "credit cards" that allow you to buy merchandise from the sponsors catalogue only. Click below for more details:

"Gold & Platinum Cards"

 

Secured Visa & MasterCard

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One of the most heavily promoted services on the Internet today are offers for Visas and MasterCards, in particular, secured Visas and MasterCards. In short, secured credit cards are cards backed by a deposit you make with the issuing bank which then becomes your line of credit. These offers usually target those with less than perfect credit who want to reestablish their credit, or those with no credit who want to establish a history of on time payments.

What most people don't know, these offers are usually made by the promoters of secured credit cards, not the credit card issuers themselves. And since there are costs involved in promoting, you usually have to pay a fee to get a list of banks that offer these cards, or for an application to fill out which is then forward to the issuing bank. Often times, you end up paying two fees: one to the promoter and another to the bank itself.

On the next page you will find a list of secured credit card issuers, some of the very same credit card issuers many of the advertisers promote. The only difference between them and us: They charge you a fee for this list, we don't. Keep in mind, if credit cards have been a problem for you in the past, are additional credit cards the answer? If you currently have credit problems, click here.

The link below will take you to "The List" secured credit card promoters don't want you to know about. This is a page you will definitely want to bookmark for future references. 

Secured Visa & MasterCard


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